Established by a team of 4 co-founders and former ConsenSys colleagues, Atlendis is a decentralized, non-custodial and capital-efficient DeFi lending protocol that allows liquidity providers (LPs) to lend digital assets to allowlisted institutional actors. The protocol is composed of a set of fully autonomous smart contracts that reside on the Polygon network and was launched in June 2022. As opposed to other lending protocols that require the borrower to deposit collateral, Atlendis enables allowlisted borrowers to borrow without posting any collateral upfront. The unsecured nature of the loan exposes the lender to credit risk that is rewarded with a yield determined by the market's supply/demand dynamics. Atlendis partners with a credit scoring protocol to assess financial performance of borrowers on-chain, in a continuous and privacy conserving manner. From the borrower's perspective, unsecured borrowing allows for greater capital efficiency as well as greater flexibility to optimize their capital structure.