Timeswap is the world’s first fully decentralized -based money market protocol which is self-sufficient, non-custodial, gas efficient and works without the need of or liquidators. Timeswap’s proprietary 3 variable AMM is motivated by the constant product AMM used by Uniswap. It provides flexibility to the end-user by allowing the user to decide their risk profile and accordingly set the interest rates & collateral for each lending or borrowing transaction. It is brutally minimalistic, gas-efficient, and permission-less allowing anybody to create a money market for any tokens.